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Parda Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
We offer a wide range of mortgage programs, including:
About our Mortgage Partnership
What to Expect
Complete a preapproval application and gather your pay stubs, bank statements, and 2 years of tax returns.
Mortgage Resources
Contact Us
Apply today to make your dream home a reality!
City, State ZIP
Contact a Real Estate Agent and provide them with your pre-approval letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
**Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is an affiliate of Parda Federal Credit Union. Parda Federal Credit Union: 2601 Cambridge Court Suite 210, Auburn Hills, MI 48326 | 248-340-7453 | NMLS ID: 658193. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532 | Equal Housing Opportunity.
Contact Us
For a limited time, take up to
$850
OFF*
Conventional mortgage closing costs!
February 1, 2023 - August 31, 2023
$850 OFF*
*Available to all qualified borrowers using a Conventional loan program on a Purchase or Refinance transaction with Parda Federal Credit Union (Parda) (NMLS ID# 658193). Applicable to portfolio loans only. Minimum loan amount of $50,000 required. Your mortgage loan application must be submitted between 02.01.2023 and 8.31.2023 and must be approved and close by 11.30.2023. Discount of up to $850 will be applied at the time of closing and shown as a lender credit on the appropriate closing documents. Membership in Parda Federal Credit Union required.
This promotion may not be combined with any other promotion or discount. Parda reserves the right to cancel this promotion at any time without notice. All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Parda Federal Credit Union: 2601 Cambridge Court, Suite 210, Auburn Hills, MI 48326 | 800.860.5640 | NMLS ID: 658193 | Federally insured by NCUA, Equal Housing Lender.
